Finance News – Buy Now Pay Later
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Zilch hikes provisions amid ‘record year’ for customer growth
UK-based fintech Zilch significantly increased its financial reserves to manage expected credit losses, reflecting the rapid expansion of its user base and heightened demand for it...
Read Full Article →Buy now pay later firms to face tougher rules from next July
Starting next July, stricter regulations imposed by the Financial Conduct Authority are expected to impact the operations and financial practices of installment payment service pro...
Read Full Article →New ‘buy now, pay later’ affordability checks may cover even smallest loans
The Financial Conduct Authority is introducing regulations that could require lenders to assess borrowers' ability to repay all buy now, pay later loans, potentially impacting the...
Read Full Article →Buy now, pay later loans will now affect US credit scores – what does that mean for consumers?
The inclusion of deferred payment plans in credit evaluations could impact consumers’ borrowing abilities, potentially altering interest rates and overall financial opportunities a...
Read Full Article →ASX Runners of the Week: Ovanti, Olympio, Codeifai and Sunrise
Ovanti Ltd's recent appointment of an experienced leader in buy now, pay later services is expected to positively influence its growth and market position in the United States.
Read Full Article →New FICO Credit Scores Incorporate Buy Now, Pay Later Transactions
The updated credit scoring model now factors in installment plans from recent purchase options, potentially influencing individuals’ credit evaluations and affecting lending decisi...
Read Full Article →Klarna CEO wants to turn the platform into a 'super app' with help from AI
Klarna's leadership aims to leverage artificial intelligence to expand its services into a multifunctional application, which could influence its future financial growth despite de...
Read Full Article →FCA boss: Buy now, pay later regulation is a trade off
The upcoming regulatory changes on buy now, pay later services aim to balance consumer protection with industry growth, potentially affecting both market dynamics and financial acc...
Read Full Article →Has Klarna’s buy now, pay later bubble burst?
Klarna’s substantial revenue achievements illustrate its key role in the rapidly expanding global market projected to exceed $560 billion by 2025, highlighting its notable financia...
Read Full Article →Government to clamp down on ‘buy now pay later’ services such as Klarna and Clearpay
The upcoming regulations will require lenders offering deferred payment options to assess consumers' ability to repay, aiming to enhance oversight and promote responsible borrowing...
Read Full Article →Zilch: UK’s fastest-growing fintech unicorn balloons customer base
Zilch’s substantial increase in customers and over £4 billion in sales highlights its expanding influence in the UK fintech sector, supported by a revenue surge reaching £145 milli...
Read Full Article →Affirm shares drop 13% on weak forecast, concerns over CEO's bet on 0% loans
Affirm’s stock declined significantly following a cautious earnings outlook and investor apprehension regarding the CEO’s strategic focus on interest-free lending products.
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