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Finance News – Mortgages

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CNBC Business • Aug 15, 2025

Mortgage rates have made a 'substantial improvement,' economist says — here’s what to know

Recent declines in borrowing costs have prompted numerous homeowners to evaluate refinancing options, potentially leading to reduced monthly payments and altered long-term financia...

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Globe and Mail Investing • Aug 07, 2025

The week’s best fixed and variable mortgage rates

Recent shifts in market trends suggest that anticipated declines in mortgage interest rates for both fixed and adjustable plans during late 2025 are now considered unlikely by fina...

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MarketWatch Top Stories • Aug 04, 2025

Don’t blame Jerome Powell — or the Fed — if you can’t afford to buy a house right now

Rising mortgage costs reflect a combination of factors beyond Federal Reserve policies, affecting overall housing affordability and influencing many Americans’ ability to purchase...

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Investopedia • Jul 30, 2025

Refinance Rates Fall After 4-Day Climb – July 30, 2025

The decrease in refinancing costs following several days of increases may influence borrowing decisions and impact homeowners seeking to adjust their mortgage terms.

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CoinDesk • Jul 29, 2025

New Lummis Bill Would Back Effort to Ensure Crypto Assets Can Justify U.S. Mortgages

The proposed legislation aims to support the integration of digital currencies into mortgage evaluations, potentially expanding financial tools available to borrowers and influenci...

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The Block • Jul 29, 2025

Sen. Lummis introduces bill requiring Fannie Mae and Freddie Mac to consider crypto as an asset for...

The proposed legislation aims to mandate government-sponsored enterprises to incorporate digital currencies in their asset evaluations, potentially influencing mortgage lending pra...

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City A.M. • Jul 29, 2025

Mortgages rebound in lift for housing market

Recent data from the Bank of England indicates an accelerated increase in both mortgage and consumer credit borrowing, suggesting renewed momentum within the UK housing sector and...

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CoinDesk • Jul 28, 2025

Trump Eyes Moving U.S. Economy Further Into Crypto Via Mortgages, 401(k)s

The administration's efforts to integrate digital currencies into key financial sectors like home loans and retirement savings could influence market dynamics and regulatory approa...

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Cointelegraph • Jul 28, 2025

Democrats probe housing regulator over considering crypto in mortgages

Senate Democrats have questioned the Federal Housing Finance Agency director about the potential impact and regulatory implications of incorporating digital currencies into home lo...

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Cointelegraph • Jul 28, 2025

Democrats probe housing regulator over considering crypto in mortgages

Senate Democrats have questioned the Federal Housing Finance Agency’s leadership regarding the potential impact and regulatory approach of integrating digital assets into home loan...

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Globe and Mail Investing • Jul 25, 2025

Realtors advising clients to delay listings, the Home of the Week and more top real estate stories

Many real estate professionals suggest postponing property sales as current market conditions, alongside notably low fixed and variable mortgage rates across Canada, influence buye...

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CNBC Business • Jul 25, 2025

Federal Reserve likely to hold interest rates steady despite pressure from Trump. Here's what that m...

The Federal Reserve's choice to maintain current interest rates impacts borrowing expenses for consumers across various loans, influencing overall financial planning and spending d...

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Globe and Mail Investing • Jul 24, 2025

The best fixed and variable mortgage rates for this week

A large portion of Canadian homeowners will face mortgage renewals in the next two years, potentially impacting borrowing costs and financial planning across the country’s housing...

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Investopedia • Jul 22, 2025

30-Year Mortgage Rates Drop for a Second Day - July 22, 2025

The recent decline in long-term lending rates may influence borrowing costs for homebuyers and impact overall housing market activity in the coming months.

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Cointelegraph • Jul 19, 2025

Crypto rules for mortgages must reflect self-custody reality

The FHFA's guidance on incorporating cryptocurrency in mortgage evaluations highlights the need to accurately consider assets held directly by individuals to avoid unintended finan...

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Cointelegraph • Jul 17, 2025

Bitcoin-backed mortgages debut in Australia amid housing crisis

Australia's introduction of mortgage loans secured by cryptocurrency represents a novel financial option that could influence borrowing practices and provide alternative access to...

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Business Insider Markets • Jul 17, 2025

The number of first-time homebuyers is plummeting. Why that's bad news for the US economy.

A decline in the number of new homebuyers can slow economic growth by reducing demand in related industries such as construction, real estate services, and household spending.

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Investopedia • Jul 16, 2025

Refinance Rates Climb Again, Reaching a 1-Month High – July 16, 2025

Rising refinance rates may increase borrowing costs for homeowners seeking to replace existing loans, potentially affecting monthly payments and overall affordability in the curren...

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City A.M. • Jul 14, 2025

Rachel Reeves eyes boost for first-time buyers with mortgage reforms 

The proposed mortgage changes aim to ease lending restrictions, potentially increasing access to home loans for new buyers and influencing overall market activity by altering borro...

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Investopedia • Jul 08, 2025

Pulte Updated the Credit Score Policy for Mortgages. That Hit FICO Stock Today.

Changes to Pulte’s mortgage credit score criteria influenced investor perceptions, resulting in a noticeable impact on the market performance of FICO’s shares during trading.

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The Guardian – Business • Jul 05, 2025

How to manage your money in turbulent times, from savings to mortgages

In periods of economic uncertainty and geopolitical tension, individuals must carefully assess their financial strategies to protect assets, balance expenses, and adapt to changing...

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The Guardian – Business • Jul 04, 2025

Who’s really to blame for Labour’s troubles – Rachel Reeves or the invisible PM? | Gaby Hinsliff

Rachel Reeves' visible emotional response during a key parliamentary session coincided with immediate market reactions, highlighting how political events can directly affect curren...

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Investopedia • Jul 03, 2025

Today's Refinance Rates by State - July 3, 2025

Current mortgage refinancing costs across various states influence homeowners’ decisions by affecting potential savings and overall loan affordability in today’s housing finance en...

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City A.M. • Jul 03, 2025

Rachel Reeves’ cash ISA plans would ‘choke mortgages’

Reducing the tax-exempt savings limit could limit the funds available for mortgages, potentially making it more difficult for homebuyers to secure financing during a period of econ...

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City A.M. • Jul 03, 2025

Why did Santander buy TSB?

Santander’s acquisition of TSB, valued at £2.9 billion, is expected to expand its customer base and increase its mortgage and deposit holdings, moderately impacting the banking sec...

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City A.M. • Jul 01, 2025

Santander snaps up TSB Bank for £2.9bn

The acquisition of TSB by Santander UK for £2.9 billion is expected to enhance Santander’s customer base and mortgage portfolio, increasing its presence in the competitive high str...

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Investopedia • Jun 26, 2025

Mortgage Rates Drop for Three Straight Days, Falling to Lowest Level Since Early April - June 26, 20...

The recent decline in borrowing costs over several days has brought home loan expenses to their most affordable point in nearly three months, potentially impacting consumer purchas...

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Crypto News • Jun 26, 2025

U.S. agency directs mortgage giants Fannie Mae and Freddie Mac to consider crypto assets

The recent guidance from the Federal Housing Finance Agency may allow Fannie Mae and Freddie Mac to include digital currency assets when evaluating borrowers' financial qualificati...

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Decrypt • Jun 26, 2025

US Housing Chief Orders Fannie Mae, Freddie Mac to Prepare for Crypto Assessment in Mortgages

The directive requires Fannie Mae and Freddie Mac to develop protocols for accepting cryptocurrency as a form of mortgage payment, potentially impacting lending practices and finan...

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Investing.com Global Mkts • Jun 26, 2025

Crypto to count toward mortgages at Fannie Mae and Freddie Mac - Pulte

Fannie Mae and Freddie Mac are set to recognize cryptocurrency holdings as part of applicants' assets, potentially expanding the types of financial resources considered for mortgag...

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